Free UPI QR Code Generator
Generate scannable BHIM UPI payment QR codes with custom VPA, recipient name, and optional amount. Scannable with GPay, PhonePe, Paytm. 100% private.
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Universal UPI QR Codes: NPCI Specification & Cross-App Compatibility
Universal UPI QR codes created on Pexlii conform 100% to National Payments Corporation of India (NPCI) guidelines and work natively across all UPI applications without merchant fees or third-party middleware.
A Universal UPI QR code eliminates app-specific payment silos by encoding a standardized NPCI URI schema (upi://pay) that can be scanned by every authorized Unified Payments Interface application in India. Whether your customer or client pays using Google Pay, PhonePe, Paytm, BHIM, CRED, Amazon Pay, or any official Indian bank mobile banking application (SBI YONO, HDFC PayZapp, ICICI iMobile, Axis Mobile), the single QR code resolves directly to your Virtual Payment Address (VPA) with zero transaction surcharges.
Our generator allows you to create two distinct payment workflows: open-amount dynamic QR codes and fixed-amount invoice QR codes. An open-amount QR code includes only your payee VPA and merchant/personal name, allowing the payer to enter any custom rupee amount at checkout—ideal for shops, freelance billing, and tip jars. In contrast, embedding a fixed amount pre-populates the exact numerical billing amount in the customer’s payment app, locking the checkout total to prevent underpayment or manual entry mistakes.
Unlike third-party payment gateway links that take percentage commissions, hold settlements for days, or require KYC registrations, Pexlii operates purely as a client-side generator. Your UPI ID, payee identifier, and amount never touch an intermediary server, ensuring full financial privacy and immediate, direct bank-to-bank settlement into your linked account.
How It Works
Pexlii’s UPI QR Code Generator provides a secure, friction-free way for Indian freelancers, merchants, and creators to create payment codes without intermediary payment gateways or commissions. The tool follows the official National Payments Corporation of India (NPCI) UPI deep-linking protocol. When you input your Virtual Payment Address (VPA e.g., name@okhdfcbank), payee name, and optional transaction amount, your browser constructs a standardized URI string (upi://pay?pa=...). A local client-side QR encoder compiles this string into high-resolution matrix pixels on an HTML5 canvas. You can customize the QR dimensions and foreground colour, test scanning with your phone camera, and download high-resolution PNG or JPG assets ready for printing. Because everything executes strictly inside your browser, your financial identifiers are never logged or stored.
🔒 100% Client-Side In-Browser Execution: All processing occurs locally in your device memory. No files, documents, or data are transmitted over the internet or stored on remote servers.
How to Use UPI QR Code Generator
Enter the verified UPI ID and optional payee name.
Add an amount or payment note only when you want them prefilled.
Generate the QR code and scan-test it with a trusted payment app.
Download the code only after confirming the payee and amount shown by the app.
Key Capabilities
Application Scenarios
Frequently Asked Questions about UPI QR Code Generator
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